PROLINK

PROLINK is the endorsed provider of Professional Liability/Errors and Omissions Liability Insurance for OASW members. OASW has partnered with PROLINK to offer an enhanced Professional Liability Insurance Program, only available to active OASW members. PROLINK is a full service insurance brokerage specializing in Association Affinity Programs for the past 20 years. Please visit their website www.prolink.insure/oasw to learn more.

The importance of having personal errors and omissions coverage and Protecting Your Practice

Even if you are an employee of an organization, do not assume that the organization's policy can protect you. An employer's liability insurance policy typically will not pay legal bills to assist you in a regulatory complaint. The policy also may not protect you if you are deemed to have acted outside the scope of your duties, if you are charged criminally, or if their insurance limits are exhausted. A Professional Liability Policy through OASW can help to protect you from unexpected losses associated with regulatory complaints. Protect your career and reputation by purchasing your own Professional Liability Policy. However, you must buy the insurance BEFORE you are aware of an incident where a complaint or a claim would reasonably arise or has already occurred.

PROLINK offers a comprehensive Insurance Program at the lowest premiums currently offered in the marketplace.

Program highlights include:

• $5 million in Professional Liability ($5 million aggregate); $5 million in General Liability ($5 million aggregate); AND $200,000 in Disciplinary Defense costs, all with no deductible for $135+HST.
• Abuse coverage with a $1,000,000 limit;
• Libel and Slander coverage is included;
• Psychology Today directory: Free 6-Month listing ($180 value) (must be new to Psychology Today);
• Enhanced Free Legal Assistance Hotline:
  • Knowledgeable and courteous lawyers will provide you with information and clearly defined next steps;
  • No limits to the duration or number of calls;
  • To help minimize risk of more complicated future problems, you are encouraged to call whenever you have a legal concern;
  • For more information please visit www.prolink.insure/oasw and click on Legal Assistance Hotline.
• Privacy and Security Breach consulting:
  • A data breach is a security incident in which sensitive, protected or confidential data is intentionally or unintentionally released to an untrusted environment. Lost data may involve personally identifiable information, such as social insurance numbers, credit card or bank details, and personal health information. In the unfortunate event of a breach, the insurer and experts from IDT911 (North America's premier identity management and data risk management services provider) will help you quickly develop a clear breach response strategy and incident management plan.

Check out the FAQ flyer for everything you need to know.

To apply, contact PROLINK Insurance to get a quote.

If you have any specific question related to the insurance package please contact PROLINK directly.